:root{--red:#ce2029;--red-d:#a8151d;--ink:#232323;--char:#2f2f2f;--char2:#3d3d3d;--text:#3a3a3a;--muted:#5f5f5f;--cream:#f5f4f2;--sand:#e9e5dc;--gold:#e2bb4c;--white:#fff;--line:#e2ded5;--r:6px;--sh:0 6px 22px rgba(0,0,0,.08);--serif:Georgia,"Times New Roman",serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.65 var(--sans);color:var(--text);background:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--red-d)}
a:hover{color:var(--red)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);line-height:1.2;margin:0 0 .55em}
h1{font-size:clamp(2rem,4.6vw,3.2rem)}
h2{font-size:clamp(1.6rem,3vw,2.25rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
ul,ol{padding-left:1.25em;margin:0 0 1em}
li{margin-bottom:.35em}
.wrap{width:min(1180px,100% - 32px);margin-inline:auto}
.narrow{width:min(860px,100% - 32px);margin-inline:auto}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#000;padding:8px 14px;z-index:99}
.skip:focus{left:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
/* top bar + header */
.topbar{background:var(--char);color:#ddd;font-size:.86rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding:7px 0;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:700}
.topbar .gold{color:var(--gold)}
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:4px solid var(--red);box-shadow:0 2px 10px rgba(0,0,0,.06)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:74px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.logo svg{width:44px;height:48px;flex:none}
.logo b{display:block;font-family:var(--serif);font-size:1.22rem;line-height:1.05}
.logo small{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--red);font-weight:700}
.nav{display:flex;align-items:center;gap:4px}
.nav>a,.nav .dd>button{font:600 .95rem var(--sans);color:var(--ink);text-decoration:none;padding:10px 12px;background:none;border:0;cursor:pointer;border-radius:var(--r)}
.nav>a:hover,.nav .dd>button:hover{color:var(--red)}
.dd{position:relative}
.dd .menu{display:none;position:absolute;left:50%;transform:translateX(-50%);top:100%;background:#fff;box-shadow:var(--sh);border-top:3px solid var(--red);padding:18px;width:620px;grid-template-columns:repeat(3,1fr);gap:14px;border-radius:0 0 var(--r) var(--r)}
.dd:hover .menu,.dd:focus-within .menu,.dd.open .menu{display:grid}
.menu h4{font-family:var(--sans);font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:0 0 6px}
.menu a{display:block;padding:5px 0;color:var(--ink);text-decoration:none;font-size:.95rem}
.menu a:hover{color:var(--red)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--red);color:#fff!important;text-decoration:none;font:700 1rem var(--sans);padding:13px 22px;border-radius:var(--r);border:2px solid var(--red);transition:background .15s}
.btn:hover{background:var(--red-d);border-color:var(--red-d)}
.btn svg{width:18px;height:18px;fill:currentColor}
.btn.ghost{background:transparent;border-color:#fff}
.btn.ghost:hover{background:rgba(255,255,255,.12)}
.btn.gold{background:var(--gold);border-color:var(--gold);color:#1c1c1c!important}
.btn.lg{font-size:1.12rem;padding:16px 26px}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}
.burger span{display:block;width:26px;height:3px;background:var(--ink);margin:5px 0;border-radius:2px}
/* hero */
.hero{position:relative;color:#fff;background:#1e1e1e;overflow:hidden}
.hero picture,.hero .bg{position:absolute;inset:0}
.hero .bg img{width:100%;height:100%;object-fit:cover;object-position:60% 40%}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,20,20,.9) 0%,rgba(20,20,20,.72) 48%,rgba(20,20,20,.25) 100%)}
.hero .wrap{position:relative;z-index:1;padding:92px 0 96px}
.hero .kicker{display:inline-block;background:var(--red);color:#fff;font-weight:700;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;padding:6px 12px;border-radius:3px;margin-bottom:16px}
.hero h1{color:#fff;max-width:760px}
.hero h1 span{color:var(--gold)}
.hero p.lead{font-size:1.18rem;max-width:620px;color:#eee}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}
.badges{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;padding:0;margin:18px 0 0}
.badges li{display:flex;align-items:center;gap:8px;font-weight:600;font-size:.95rem}
.badges svg{width:20px;height:20px;fill:var(--gold);flex:none}
.phero{background:var(--char);color:#fff;padding:46px 0 40px;border-bottom:4px solid var(--gold)}
.phero h1{color:#fff;font-size:clamp(1.8rem,3.8vw,2.7rem)}
.phero p{color:#e4e4e4;max-width:760px;font-size:1.08rem}
.crumbs{font-size:.86rem;margin-bottom:12px;color:#bbb}
.crumbs a{color:#fff}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li::before{content:"\203A";margin-right:6px;color:var(--gold)}
/* sections */
section{padding:72px 0}
.alt{background:var(--cream)}
.dark{background:var(--char);color:#e8e8e8}
.dark h2,.dark h3{color:#fff}
.dark a{color:var(--gold)}
.eyebrow{display:block;font:700 .8rem var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--red);margin-bottom:8px}
.dark .eyebrow{color:var(--gold)}
.sec-head{max-width:760px;margin-bottom:34px}
.sec-head.center{text-align:center;margin-inline:auto}
.sec-head h2::after{content:"";display:block;width:64px;height:4px;background:var(--gold);margin-top:14px}
.sec-head.center h2::after{margin-inline:auto}
.answer{font-size:1.06rem;border-left:4px solid var(--red);background:#fff;padding:14px 18px;border-radius:0 var(--r) var(--r) 0;box-shadow:var(--sh)}
.alt .answer{background:#fff}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}
.split.rev{grid-template-columns:.9fr 1.1fr}
.split figure,.figure{margin:0}
.split img,.figure img{border-radius:var(--r);box-shadow:var(--sh);width:100%}
figcaption{font-size:.86rem;color:var(--muted);margin-top:8px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:0 2px 10px rgba(0,0,0,.04);display:flex;flex-direction:column}
.card img{aspect-ratio:4/3;object-fit:cover;width:100%}
.card .in{padding:18px 20px 22px;display:flex;flex-direction:column;flex:1}
.card h3{margin-bottom:.4em}
.card h3 a{color:var(--ink);text-decoration:none}
.card h3 a:hover{color:var(--red)}
.card p{font-size:.96rem;flex:1}
.card .more{font-weight:700;text-decoration:none;color:var(--red)}
.card.wide{flex-direction:row}.card.wide img{width:40%;aspect-ratio:auto;object-fit:cover}.card.wide .in{justify-content:center;padding:26px 30px}
.tile{background:#fff;border-radius:var(--r);padding:22px;border-top:4px solid var(--red);box-shadow:var(--sh)}
.tile h3{font-size:1.12rem}
.tile p{font-size:.96rem;margin:0}
.ico{width:46px;height:46px;border-radius:50%;background:var(--red);display:grid;place-items:center;margin-bottom:12px}
.ico svg{width:24px;height:24px;fill:#fff}
.dark .tile{background:var(--char2);color:#ddd;border-top-color:var(--gold)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:16px}
.steps li{counter-increment:s;position:relative;padding:16px 18px 16px 70px;background:#fff;border-radius:var(--r);box-shadow:0 2px 10px rgba(0,0,0,.05);margin:0}
.steps li::before{content:counter(s);position:absolute;left:16px;top:14px;width:40px;height:40px;border-radius:50%;background:var(--red);color:#fff;font:700 1.1rem var(--serif);display:grid;place-items:center}
.steps strong{display:block;color:var(--ink);font-family:var(--serif);font-size:1.08rem}
.checks{list-style:none;padding:0}
.checks li{position:relative;padding-left:30px}
.checks li::before{content:"";position:absolute;left:0;top:.38em;width:18px;height:18px;border-radius:50%;background:var(--red) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23fff' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/13px no-repeat}
.cols2{columns:2;column-gap:32px}
.cols2 li{break-inside:avoid}
table{width:100%;border-collapse:collapse;background:#fff;font-size:.96rem;margin:0 0 1.2em;box-shadow:0 2px 10px rgba(0,0,0,.05)}
th,td{padding:11px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:var(--char);color:#fff;font-family:var(--sans);font-size:.88rem;letter-spacing:.04em}
.tablewrap{overflow-x:auto}
.note{font-size:.9rem;color:var(--muted)}
.cta-band{background:var(--red);color:#fff;padding:46px 0}
.cta-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 4px;font-size:clamp(1.5rem,2.6vw,2rem)}
.cta-band p{margin:0;color:#ffe9ea}
.cta-band .btn{background:#fff;color:var(--red)!important;border-color:#fff}
.cta-band .btn:hover{background:var(--cream)}
.inline-cta{background:var(--char);color:#fff;border-radius:var(--r);padding:22px 24px;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin:30px 0}
.inline-cta p{margin:0;font-weight:600}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:12px}
.faq summary{cursor:pointer;padding:16px 46px 16px 18px;font:700 1.04rem var(--serif);color:var(--ink);list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:12px;font:700 1.5rem var(--sans);color:var(--red)}
.faq details[open] summary::after{content:"\2013"}
.faq details>div{padding:0 18px 14px}
.areas{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.area{background:#fff;border-radius:var(--r);padding:18px 20px;border-left:4px solid var(--gold);box-shadow:0 2px 10px rgba(0,0,0,.05)}
.area h3{font-size:1.08rem;margin-bottom:4px}
.area .zip{font-size:.82rem;font-weight:700;color:var(--red);letter-spacing:.06em}
.area p{font-size:.94rem;margin:6px 0 0}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0}
.chips li{margin:0}
.chips a{display:inline-block;padding:7px 14px;border:1px solid var(--line);border-radius:30px;background:#fff;text-decoration:none;color:var(--ink);font-size:.92rem}
.chips a:hover{border-color:var(--red);color:var(--red)}
/* article */
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:44px;align-items:start}
.prose h2{margin-top:1.6em;font-size:clamp(1.45rem,2.6vw,1.9rem)}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:1.3em}
.prose figure{margin:24px 0}
.prose img{border-radius:var(--r);box-shadow:var(--sh)}
.side{position:sticky;top:96px;display:grid;gap:18px}
.box{background:var(--cream);border-radius:var(--r);padding:20px}
.box.red{background:var(--red);color:#fff}
.box.red h3{color:#fff}
.box h3{font-size:1.1rem}
.box ul{list-style:none;padding:0;margin:0}
.box li{border-bottom:1px solid var(--line);padding:7px 0;margin:0;font-size:.95rem}
.box li:last-child{border:0}
.box a{text-decoration:none;color:var(--ink)}
.box a:hover{color:var(--red)}
.box.red .btn{background:#fff;color:var(--red)!important;border-color:#fff;width:100%}
.byline{font-size:.9rem;color:#ccc;margin:0}
.related{border-top:1px solid var(--line);margin-top:34px;padding-top:24px}
.map{border:0;width:100%;height:360px;border-radius:var(--r)}
/* footer */
.ftr{background:var(--char);color:#c9c9c9;padding:56px 0 0;font-size:.94rem}
.ftr .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:30px}
.ftr h3{color:#fff;font-size:1.02rem;font-family:var(--sans);letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li{margin-bottom:7px}
.ftr a{color:#e6e6e6;text-decoration:none}
.ftr a:hover{color:var(--gold)}
.ftr .logo b{color:#fff}
.ftr .logo small{color:var(--gold)}
.ftr .phone{font:700 1.3rem var(--serif);color:var(--gold)}
.ftr .fmap{margin-top:36px}
.ftr .fmap iframe{border:0;width:100%;height:260px;border-radius:var(--r);display:block}
.ftr .base{border-top:1px solid #474747;margin-top:40px;padding:18px 0 90px;font-size:.85rem;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.mbar{display:none}
@media (max-width:1020px){
 .g4{grid-template-columns:repeat(2,1fr)}
 .layout{grid-template-columns:1fr}
 .side{position:static}
 .ftr .cols{grid-template-columns:1fr 1fr}
}
@media (max-width:900px){
 .burger{display:block}
 .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:10px 16px 18px;box-shadow:var(--sh);max-height:calc(100vh - 80px);overflow:auto}
 .nav.open{display:flex}
 .dd .menu{position:static;transform:none;width:auto;box-shadow:none;border:0;grid-template-columns:1fr;padding:4px 12px}
 .hdr .hcall{display:none}
 .split,.split.rev,.g3,.g2{grid-template-columns:1fr}
 .areas{grid-template-columns:1fr 1fr}
 .card.wide{flex-direction:column}.card.wide img{width:100%;aspect-ratio:4/3}
 .hero .wrap{padding:60px 0 64px}
 .hero::after{background:linear-gradient(180deg,rgba(20,20,20,.78),rgba(20,20,20,.86))}
}
@media (max-width:620px){
 body{font-size:16px}
 section{padding:52px 0}
 .g4,.areas,.ftr .cols{grid-template-columns:1fr}
 .cols2{columns:1}
 .topbar .hide-s{display:none}
 .mbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--red);box-shadow:0 -3px 12px rgba(0,0,0,.2)}
 .mbar a{flex:1;color:#fff;text-align:center;padding:14px 8px;font-weight:700;text-decoration:none;font-size:1.05rem;display:flex;align-items:center;justify-content:center;gap:8px}
 .mbar svg{width:20px;height:20px;fill:#fff}
 .logo b{font-size:1.05rem}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}